Life Insurance

Always Affordable Insurance in Las Vegas, Nevada offers life insurance to residents of Clark County.

Whether you want to help pay off your mortgage if you're not there, provide funds for your children's education or supplement your retirement income, the goal of your Always Affordable Insurance agent is to help you develop a life insurance program that does what you want it to do, while staying within your budget. Your Always Affordable Insurance agent will sit down with you and develop a Life insurance program that meets your goals.

Term Life Insurance.

Term Life insurance is one of the most affordable Life insurance products available. Premiums are generally less than other Life insurance product types. The lower premiums make these products ideal for young families, those with limited cash resources, or anyone with a short-term need. Always Affordable Insurance offers a number of Term Life Insurance products. Your Farmers Insurance agent can suggest the one product that is right for your situation.

Permanent Life Insurance.

Permanent Life insurance products are designed to offer Life Insurance coverage for your entire life. Because the need for Life insurance changes over a lifetime (normally increasing, then decreasing), some permanent Life insurance products offer the added benefit of cash value accumulation. Funds grow in your policy and the growth is income tax-deferred. These additional funds can be used for emergencies, supplementing your children's education fund, or your own retirement fund. Always Affordable Insurance offers two types of permanent Life insurance products: whole life and universal.